@article{0cf9119724fb4d6681f54710bbc8b781,
title = "How perceived value drives the use of mobile financial services apps",
keywords = "Mobile financial services apps, New product novelty, Perceived value, Personal innovativeness, Self-congruence, Mobile financial services apps, New product novelty, Perceived value, Personal innovativeness, Self-congruence",
author = "Heikki Karjaluoto and Shaikh, \{Aijaz A.\} and Hannu Saarij{\"a}rvi and Saila Saraniemi",
year = "2018",
doi = "10.1016/j.ijinfomgt.2018.08.014",
language = "English",
volume = "47",
pages = "252--261",
journal = "International Journal of Information Management",
issn = "0268-4012",
publisher = "Elsevier",
}